Get your CIBIL, Equifax, Experian & CRIF reports analysed in seconds. Know exactly what's hurting your score — and how to fix it.
Built specifically for Indian users — all 4 bureaus, CICRA 2005 compliant dispute letters, and AI that actually explains your score.
See all 4 bureau scores side by side — CIBIL, Equifax, Experian, CRIF. Find discrepancies, know which bureau to show lenders.
Get today, this week, this month, and long-term steps. Every action shows exactly how many points it adds to your score.
AI scans your report for errors — unauthorized enquiries, wrong balances, settled accounts still showing active. Generates legal dispute letters instantly.
Toggle actions on/off and see your projected score in real-time. Know exactly what to fix first for maximum score gain.
See credit cards and loans you're likely to get approved for — based on your actual score. No hard enquiries.
Earn badges for every improvement. Weekly challenges. A leaderboard that makes fixing your credit feel rewarding.
Chat with an AI that knows your bureau data. Ask anything — "Why did my score drop?" or "Can I get a home loan?" — get personalized answers.
Get your score instantly on Telegram. Monthly soft-pull alerts with score change explanations. No app needed for quick checks.
No credit history? Our 12-month roadmap takes you from zero to 750+ with FD-backed cards and credit builder loans.
No documents to upload. Just your mobile number and PAN.
We verify your identity with OTP. No credit card needed. Free to start.
We pull your live report from CIBIL/Equifax/Experian/CRIF via Roopya. One-time OTP to the bureau.
AI analyses every line of your report. You get a score, factors, disputes found, and a step-by-step improvement plan.
Most apps support only CIBIL. We give you the full picture across all four credit bureaus.
* Cached scores are free. Soft pulls don't affect your score. Hard pull (₹47) only when fresh bureau data needed.
Start free. Upgrade only when you're ready.
Free to download. No credit card required to start.